Car Price

Down Payment


	Down Payment Min down-payment on a passenger car is 30% or 40% of the car price depending on Applicable OMV. For non-passenger vehicle. Please contact your agent/bank.

30% 40% 50%

Interest Rate


	Interest Rate Interest rate of 2.48% is based on passenger cars less than 10 years old. For other vehicles, please check with your agent/bank.

2.48% 2.75% 3.18%

Loan Term


	Loan Term The maximum loan term for this vehicle is 56 months. Maximum loan term on a passenger car less than 10 years old is typically calculated based on number of months left on the COE, less 1 month. For other vehicles, please check with your agent/bank.

Total Interest Paid

$12,694

Total Paid Amount

$122,374

Car Loan Payment Breakdown

Loan Amount

$109,680

Monthly Instalment

$2,185 /mth

COE Left : 57 months | ARF : $118,078 | COE : $35,403 | Depreciation : $25,930 / Year

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Loan Breakdown

Year

Loan Redemption Amt

Deregistration Value

$109,680

Loan Break-Even

$99,551

$89,399

Loan Break-Even

$90,107

$65,876

Loan Break-Even

$80,663

$41,287

Loan Break-Even

$71,218

$15,632

Loan Break-Even

$61,765

Loan Break-Even

$59,039as of Feb 2029

Loan Break-Even

Loan redemption is based on Rule 78 Less 20%

Latest Car Loan Interest Rate

	Sgcarmart Financial Services	DBS	Maybank	OCBC	UOB	Hong Leong Finance	Tokyo Century Leasing
Used PARF Cars	2.48%	2.48%	2.78%	2.78%	2.78%	2.48%	2.78%
Used PHV Cars	3.18%	N.A	3.75%	N.A	2.99%	3.28%	3.88%
Cars with Renewed COE	2.75%	N.A	3.18%	2.98%	2.88%	2.88%	3.18%
Used Commercial Vehicles	N.A	N.A	3.28%	N.A	3.40%	3.28%	N.A