Premium Vehicles
Car Price
$
Down Payment
$
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Down Payment
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Min down-payment on a passenger car is 30% or 40% of the car price depending on Applicable OMV. For non-passenger vehicle. Please contact your agent/bank.
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Interest Rate
%
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Interest Rate
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Interest rate of 2.48% is based on passenger cars less than 10 years old. For other vehicles, please check with your agent/bank.
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Loan Term
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Loan Term
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The maximum loan term for this vehicle is 84 months.
Maximum loan term on a passenger car less than 10 years old is typically calculated based on number of months left on the COE, less 1 month. For other vehicles, please check with your agent/bank.
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Total Interest Paid
$33,415
Total Paid Amount
$225,895
Car Loan Payment Breakdown
Loan Amount
$192,480
Monthly Instalment
$2,689 /mth
COE Left : 93 months | ARF : $76,921 | COE : $93,590 | Depreciation : $36,360 / Year

Loan Breakdown

Year Loan Redemption Amt
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Deregistration Value
0 $192,480
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Loan Break-Even
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$130,358
1 $173,936
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Loan Break-Even
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$120,999
2 $147,632
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Loan Break-Even
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$111,640
3 $120,249
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Loan Break-Even
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$98,435
4 $91,788
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Loan Break-Even
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$85,204
5 $62,248
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Loan Break-Even
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$71,999
6 $31,630
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Loan Break-Even
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$58,794
7 $0
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Loan Break-Even
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$45,589
8 $0
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Loan Break-Even
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$38,461as of Feb 2032
9 $0
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Loan Break-Even
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$0
10 $0
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Loan Break-Even
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$0
Loan redemption is based on Rule 78 Less 20%

Latest Car Loan Interest Rate

Sgcarmart Financial ServicesDBSMaybankOCBCUOBHong Leong FinanceTokyo Century Leasing
Used PARF Cars2.48%2.48%2.78%2.78%2.78%2.48%2.78%
Used PHV Cars3.18%N.A3.75%N.A2.99%3.28%3.88%
Cars with Renewed COE2.75%N.A3.18%2.98%2.88%2.88%3.18%
Used Commercial VehiclesN.AN.A3.28%N.A3.40%3.28%N.A