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Car Price

Down Payment


	Down Payment Min down-payment on a passenger car is 30% or 40% of the car price depending on Applicable OMV. For non-passenger vehicle. Please contact your agent/bank.

30% 40% 50%

Interest Rate


	Interest Rate Interest rate of 2.48% is based on passenger cars less than 10 years old. For other vehicles, please check with your agent/bank.

2.48% 2.75% 3.18%

Loan Term


	Loan Term The maximum loan term for this vehicle is 84 months. Maximum loan term on a passenger car less than 10 years old is typically calculated based on number of months left on the COE, less 1 month. For other vehicles, please check with your agent/bank.

Total Interest Paid

$20,206

Total Paid Amount

$136,599

Car Loan Payment Breakdown

Loan Amount

$116,393

Monthly Instalment

$1,626 /mth

COE Left : 109 months | ARF : $32,161 | COE : $118,001 | Depreciation : $19,420 / Year

Loan Breakdown

Year

Loan Redemption Amt

Deregistration Value

$116,393

Loan Break-Even

$132,229

$105,175

Loan Break-Even

$120,429

$89,265

Loan Break-Even

$108,629

$72,702

Loan Break-Even

$96,829

$55,487

Loan Break-Even

$84,996

$37,620

Loan Break-Even

$71,588

$19,102

Loan Break-Even

$58,180

Loan Break-Even

$44,772

Loan Break-Even

$31,331

Loan Break-Even

$17,923

Loan Break-Even

$16,081as of Jul 2033

Loan redemption is based on Rule 78 Less 20%

Latest Car Loan Interest Rate

	Sgcarmart Financial Services	DBS	Maybank	OCBC	UOB	Hong Leong Finance	Tokyo Century Leasing
Used PARF Cars	2.48%	2.48%	2.78%	2.78%	2.78%	2.48%	2.78%
Used PHV Cars	3.18%	N.A	3.75%	N.A	2.99%	3.28%	3.88%
Cars with Renewed COE	2.75%	N.A	3.18%	2.98%	2.88%	2.88%	3.18%
Used Commercial Vehicles	N.A	N.A	3.28%	N.A	3.40%	3.28%	N.A