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Car Price

Down Payment


	Down Payment Min down-payment on a passenger car is 30% or 40% of the car price depending on Applicable OMV. For non-passenger vehicle. Please contact your agent/bank.

30% 40% 50%

Interest Rate


	Interest Rate Interest rate of 3.4% is based on passenger cars less than 10 years old. For other vehicles, please check with your agent/bank.

2.48% 2.75% 3.18%

Loan Term


	Loan Term The maximum loan term for this vehicle is 84 months. Maximum loan term on a commercial vehicle less than 10 years old is typically calculated based on number of months left on the COE, less 12 months. Subject to a maximum of 7 years. For other vehicles, please check with your agent/bank.

Total Interest Paid

$31,230

Total Paid Amount

$162,450

Car Loan Payment Breakdown

Loan Amount

$131,220

Monthly Instalment

$1,934 /mth

COE Left : 118 months | ARF : $0 | COE : $68,001 | Depreciation : $14,790 / Year

Loan Breakdown

Year

Loan Redemption Amt

Deregistration Value

$131,220

Loan Break-Even

$67,014

$120,851

Loan Break-Even

$60,213

$103,227

Loan Break-Even

$53,413

$84,596

Loan Break-Even

$46,613

$64,957

Loan Break-Even

$39,795

$44,311

Loan Break-Even

$32,994

$22,656

Loan Break-Even

$26,194

Loan Break-Even

$19,394

Loan Break-Even

$12,576

Loan Break-Even

$5,775

Loan Break-Even

Loan redemption is based on Rule 78 Less 20%

Latest Car Loan Interest Rate

	Sgcarmart Financial Services	DBS	Maybank	OCBC	UOB	Hong Leong Finance	Tokyo Century Leasing
Used PARF Cars	2.48%	2.48%	2.78%	2.78%	2.78%	2.48%	2.78%
Used PHV Cars	3.18%	N.A	3.75%	N.A	2.99%	3.28%	3.88%
Cars with Renewed COE	2.75%	N.A	3.18%	2.98%	2.88%	2.88%	3.18%
Used Commercial Vehicles	N.A	N.A	3.28%	N.A	3.40%	3.28%	N.A